Debt Elimination

Computer button titled Erase DebtIf you want to get out of debt, you need to explore your options and decide which is best for you based on your personal values, your age, the severity of your debt, the type of debt you have, and how much credit score damage you're willing to sustain.  A free, confidential GreenPath debt counseling session can help you explore your options for getting out of debt. 

Bankruptcy Basics - Learn some of the basics about filing a Chapter 7 or Chapter 13 bankruptcy.  GreenPath cannot provide legal advice.

Bankruptcy Process & Timeline - General description of the bankruptcy process and timeline.

Contacting Your Creditors - It's a good idea to contact your creditors as soon as possible to find out what programs they are willing to offer.

Debt Consolidation Loan - Weigh the pros and cons of consolidating your debt into a single loan.

Debt Management Plan - If you are struggling to eliminate credit card debt, you may want to consider a debt management plan.

Debt Settlement - Learn about debt settlement and its potential pitfalls.

Liquidating Assets - You may have options to sell some items of value to turn those assets into cash.

Student Loan Repayment Programs - If you are having trouble making your monthly student loan payment, learn more about your student loan repayment options.