NOTE:  This is an estimate designed to help you compare the cost of paying on your own vs. paying with a GreenPath debt management plan.  IT IS NOT AN ACTUAL QUOTE.

"Pay on your own" is based on making the minimum monthly payment and an average interest rate of 24 percent.  The GreenPath debt management plan is based on liquidating the debt within five years and an average interest rate of 8 percent.  Actual interest rates will vary by client and creditor, and your rates could be higher or lower.

People often struggle to eliminate credit card debt because their balances keep growing.  They make monthly payments, but their balances don't decrease because they incur additional interest charges, late fees and over limit fees. You may feel like you're on a debt treadmill, working hard but not making much progress.

GreenPath may be able to lower your credit card interest rates, waive the late fees, waive over limit fees and stop collections activity.  That could enable you to pay off your credit card debt quicker because more of your payment would be applied to your principal balances.  And, by reducing the interest charges each month, you could potentially save lots of money.

A GreenPath debt management plan is not a solution for everyone.  However, if it looks like we may be able to save you money, call us at 800-550-1961 to conduct a free debt counseling session and find out if we can help you eliminate credit card debt.

See How a GreenPath Debt Management Plan Can Help You

GreenPath Debt Calculator