Credit Card Debt Calculator

If you want to eliminate credit card debt, this debt calculator will help you compare the cost of paying on your own vs. paying with a GreenPath debt management plan. 

People often struggle to eliminate credit card debt because their balances keep growing.  They make monthly payments, but their balances don't decrease because they incur additional interest charges, late fees and over limit fees. You may feel like you're on a debt treadmill, working hard but not making much progress.

GreenPath may be able to lower your credit card interest rates, waive the late fees, waive over limit fees and stop collections activity.  That could enable you to pay off your credit card debt quicker because more of your payment would be applied to your principal balances.  And, by reducing the interest charges each month, you could potentially save lots of money. 

A GreenPath debt management plan is not a solution for everyone.  However, if it looks like we may be able to save you money, call us at 800-550-1961 to conduct a free debt counseling session. 


Meet Arda, GreenPath counseling supervisor. She started at GreenPath, in 2009, as a bankruptcy counselor.  "I enjoy helping our clients from all around the country find real-life solutions to their financial problems. It means a lot to comfort them in their time of hardship."